The majority of adulthood equates to making a living. There are bills to pay, so the better your salary the more comfortably you can probably live. Have a quest to climb the corporate ladder? All that glitters is not gold—especially when it comes to seemingly glamorous salaries.

Are You Getting Your Money’s Worth?

If you work a good job with more than decent pay, why does it seem like you are always nickel and diming it? The answer is pretty simple.

It’s no secret that securing a great-paying job means financial security, but there is some fine print. Let’s talk about those hidden expenses.

Time For An Expense Report

Let’s say you have a salary of $50,000 a year. Now, don’t forget to deduct federal, state, and local taxes. Expect to minus up to 20% of your yearly pay. Have a bundle of joy? Better factor in childcare, which can cost upwards of $200 per week. Ouch.

Don’t forget about that daily commute. Depending on where you live, gas can be costing you around $3.00 per gallon. Driving a car that gets 30 miles per gallon a total of 10 miles to work can result in a whopping $300 a year, which also includes the price of a possible parking pass.

New clothing for an office job as well as the cost of lunch each day can easily add up, eating into your otherwise appealing salary.

Let’s Not Forget About Benefits

Although those sneaky expenses can really eat away at your earnings, there is another side of the coin. Some job benefits are worth the price you pay, literally.

Does your job offer stellar health care or a retirement plan? Maybe even free snacks or coffee, which can cut down on your meal budget at work. Whatever the case may be, it is all about balance. You may want to suffer through a long commute for better health benefits, or you may be in the market for a work-from-home opportunity to save on childcare.

Whatever you choose, be sure to sit down and figure out your true salary. Your numbers may be a bit off.